Health Insurance

Health Insurance

Foreign nationals in the Czech Republic are required to have a valid health insurance. More comprehensive information regarding health insurance in the Czech Republic can be found here.

Tutorial

Health Insurance for non-EU citizens

IMPORTANT INFORMATION

As of 2 August 2021, the Foreign Nationals Residence Act newly stipulates the obligation for foreign nationals entering the territory with the intention of staying more than 90 days in the Czech Republic to have travel insurance covering comprehensive health care. This obligation does not apply to foreign nationals covered by Czech public health insurance, or if their health insurance is paid for on the basis of an international agreement or if they hold a valid EHIC or GHIC health insurance card.
For the coming five years (i.e. from 2 August 2021 to 2 August 2026), travel insurance covering comprehensive health care as required by the Foreign Nationals Residence Act may be taken out exclusively with Pojišťovna VZP, a.s.

PDF presentation by the member of PVZP

Health Insurance for EU citizens

Apply for The European Health Insurance Card (EHIC). It lets you get healthcare in another EU or European Economic Area (EEA) state for free, or at a reduced cost.

It covers you if you are on holiday, or on a short-term stay. 

A short-term stay is generally accepted as for a period of less than 3 months. The exception to this is a student who may be considered a visitor on a short-term stay up to a full academic year.

EHIC replaces the old E111 form. 

Cards are issued by your national health insurance provider.

Important – the European Health Insurance Card:

  • is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property,
  • does not cover your costs if you are travelling for the express purpose of obtaining medical treatment,
  • does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.

 

Since the Czech Republic's entry into the EU, all EU nationals should now be able to cover the cost of standard medical treatment through their European Health Insurance Card (EHIC), or through a Provisional Certificate. However, in order to obtain treatment under the provisions of European regulations, you must make sure you contact a medical care institution that has a contract with the Czech Public Health Insurance System (most of the institutions have so, but some are purely private). You must also take your EHIC card with you. Otherwise, the medical staff can insist on cash payment.

Other kinds of medical care, e.g. non-urgent treatment, or medically assisted transport home following serious illness or injury, are not covered by your EHIC, and for these eventualities, we recommend you to have extra commercial travel insurance.

EU students - REGISTER YOUR CARD (EHIC) at Czech Insurance Provider

REGISTER YOUR CARD (EHIC) at Czech Insurance Provider - less paperwork at the doctor

Although the practitioner should (in theory) be willing to provide the treatment simply on the basis of your European Health Insurance Card, it will save you both time and a lot of unpleasant paper-work during the doctor's visit if you register your EHIC in advance with any Czech insurance provider, who will act as an intermediary once you need medical care.

It is entirely up to you which Czech insurance provider you choose (there are several). However, the largest Czech insurance provider is Všeobecná zdravotní pojišťovna (VZP), and since they have the widest health-care network, we recommend to choose them.

Všeobecná zdravotní pojišťovna (VZP) - branches:

Praha 1 – Na Perštýně Na Perštýně 6, 110 00 Praha 1
Praha 1 – Lazarská Lazarská 3, 110 00 Praha 1
Praha 2 – Vinohrady Škrétova 12, 120 00 Praha 2

You can register your card at any branch of VZP, but one of the largest branches in the city center is conveniently located 5 minutes' walk from Hollar, at Na Perštýně 6, Prague 1 (entrance in Martinská street). There is a queuing system in operation, pick a number from the machine by the entrance (press the button: for individual insurance, "individuální pojištěnci" in Czech), and then wait till your number comes up. Counter-staff will help you with the rest.